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Showing posts from November, 2025

Archived - The Australian: The Dystopia in the Desert: Australia’s Remotest Aboriginal communities (Nicolas Rothwell)

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Summary : A full-text archive of the paywalled article: The Dystopia in the Desert: Australia’s Remotest Aboriginal communities (Nicolas Rothwell). 9 Dec, 2017.

Archived - Griffith Review: Trapped in the Aboriginal reality show (Marcia Langton)

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Summary : A full-text archive of - Griffith Review: Trapped in the Aboriginal reality show (Marcia Langton).

Archived - ABC Lateline: Sexual slavery reported in Indigenous communities

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Summary : A full-text archive of the ABC Lateline story: Sexual slavery reported in Indigenous communities (Reporter: Suzanne Smith).

Archived - ABC Lateline: Crown Prosecutor speaks out about abuse in Central Australia

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Summary : A full-text archive of the ABC Lateline story: Crown Prosecutor speaks out about abuse in Central Australia (aka Nannette Rogers spoke with Tony Jones.) Note the correct spelling is Nanette Rogers. Seven years on, how ABC Lateline sparked the racist NT intervention  (but no-one should see the story?!)

Is it better to rent or buy housing in Australia?

AU Rent vs Buy 2026 (Full Pro + Share) Key factors: Many more costs in buying; Transaction costs have a huge impact in shorter holding periods; Property appreciation (or lack thereof) is the biggest factor vs the Investment return you make otherwise. Use the New York Times: Is it better to Rent or Buy? Calculator to adjust the sliders and see which factors affect the outcome the most - then use this calculator to focus on those 1. Purchase Details Purchase Price ($) State & FHB Status NSW - First Home Buyer NSW - Standard VIC - First Home Buyer VIC - Standard QLD - First Home Buyer QLD - Standard Interest Rate (% p.a.) Extra Monthly Repayment ($) 2. Ongoing Ownership Costs Weekly Rent ($ - If you rented) Annual Cou...

How much of my DIY superannuation cash returns are being extracted by super funds?

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Problem : Australians managing their own super may lose ~1-3% of their interest on cash in their superannuation transaction accounts compared to the minimum super funds are making on it (benchmarked by the RBA Cash Rate). Interest rates well under 1% are not uncommon for SMSF or DIY Super. By eliminating the value of risk-free cash returns, the finance industry forces people into fee-extracting and unnecessarily high-risk or fraud-exposed investments. Key Ideas : Wealth Extraction; Financial Repression; Negative Real Rates (aka Stealth Tax). Rationale : Australians employees are forced to have 12% of their wages paid into super. If saving in at-call cash outside of super they could get returns ~0.5-1% higher than the RBA Cash Rate. E.g. Macquarie offers 4.25% with the RBA rate at 3.6%. Solution : Force federal politicians to require all super funds to pay a minimum interest rate on cash benchmarked to the RBA Cash Rate (or relevant proxy like BBSW). See prior reforms  here . Rew...